We can search the WHOLE UK MARKET to get you quotes from all the High Street lenders such as Santander, Barclays, Nationwide, NatWest, etc. We could quickly find you the CHEAPEST deals, but the cheapest may not be the most appropriate so that if where we come to help guide you a recommend the most appropriate deals for your current circumstance.

There are still plenty of great mortgage deals out there if you know where to look.

We always suggest you seek independent advice when considering your mortgages options. As Independent mortgage advisers we access the whole market to find you the best product for your current circumstances.

You no doubt want to ensure you get a better mortgage deal than the one you have. Whether you’ve just come out of an early repayment charge period (tie in), fixed rate, low start or are looking to raise capital for any purpose we will give you the most appropriate advice. That advice may be to stay with your current lender. Many lenders are now offering very attractive deals, but are they what they seem?

We can compare these deals for you and advise whether there are any charges or tie in periods that may not be apparent to you. What if you need to raise cash or want to sell your house quickly? Many people have found they are prevented from doing this or subject to early repayment charges (of several thousand pounds) when presented with this scenario.

To get independent advice on these products speak to one of our independent mortgage advisors now call 01270 620555 or email us at

Your home or property may be repossessed if you do not keep up repayments on your mortgage.


I would just like to say what an absolute delight it has been to deal with Ashleigh and Katie from your office. You will be aware that they are dealing with my potential purchase of my new property but both young ladies have been unfailingly polite, responsive and most importantly proactive in every sense since they first made contact with me. I have been kept up to date at every point and they are direct and to the point with every conversation making my busy life easier, we are not quite there yet with the mortgage but the ladies have made the journey very enjoyable, completely down to their professionalism. A team to be very proud of.

J Oldham

Buying a house is one of the most important and probably the largest investment you may make.

Watts have a comprehensive range of mortgages from across the market and look to get you a great deal when you are looking to move home.

We can search the WHOLE UK MARKET to get quotes from High Street lenders such as Santander, The Woolwich, Nationwide, NatWest and more.

Secured loans or second mortgages can be an alternative to re-mortgaging.

For most people getting their finances in order is an important starting point for their self build project.

Buying a house is one of the most important and probably the largest investment you may make.

For some people, one of the most profitable long-term investments might be purchasing property.


Whether that is some general modernisation or some essential repairs that you need to get done, we have a solution for you.

Buying a house is one of the most important and probably the largest investment you may make.



Calculators to help you plan your mortgage payments and stamp duty rates.


Read what some of our existing clients have to say about our services.


Send us an email with your contact details and we’ll arrange for one of our advisers to call you back.

Watts Mortgage & Wealth Management Ltd is directly authorised and regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No 624815 at

More information is available on mortgages from the Money Advice Service.

Where you have a complaint or dispute with us and we are unable to resolve it to your satisfaction then we are obliged to offer you access to the Financial Ombudsman Service. Please see the following link for further details

Your property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

You may have to pay an early repayment charge to your existing lender if you remortgage.

For details of our fees for mortgage business please click here.

The FCA does not regulate some forms of mortgages. The FCA does not regulate taxation advice, trust advice and some forms of buy to let mortgages.