BLOG: Are you a first-time buyer? Watts can help.
Posted September 20, 2023
Do you dream of owning your own home? The path to home ownership may seem daunting, but at Watts, we can help you turn your dreams into reality.
If you’re thinking of buying your first home, then you’re probably looking around for a mortgage broker. In this article, we’ll introduce you to our services and outline how we can help you get on the housing ladder.
Why choose Watts?
Watts Mortgage & Wealth Management Ltd is a trusted name in the world of independent mortgage brokerage. We have a proven track record of assisting first-time buyers in the UK to secure the best mortgage deals. We are a multi award winning company.
Extensive Lender Network
It’s really important to us that we are independent brokers because it ensures we have access to over 100 mortgage lenders, including high-street banks, building societies, and niche lenders. This means we can source mortgage options that may not be readily available to the public.
Tailored Solutions
One size does not fit all when it comes to mortgages. We take the time to understand your unique financial situation and what home you’re looking for. We then customise mortgage solutions to match your needs and budget.
Expertise and Experience
We have a friendly team of mortgage professionals who understand the UK property market inside out. We stay updated with the latest trends and regulations, ensuring you receive the best advice.
How to get on the housing ladder with Watts?
Initial Consultation
The first step is to schedule an initial consultation. During this meeting with one of our experienced mortgage advisors, you’ll discuss your financial situation, home ownership goals, and any questions you may have about the mortgage process.
Financial Assessment
The team will then conduct a thorough financial assessment to determine what you can afford. We will help you understand how much you can borrow and what monthly repayments you can comfortably manage.
Mortgage Search
Once we have a clear picture of your financial standing, we’ll search our extensive lender network to find mortgage options tailored to your needs. This includes considering fixed-rate, variable-rate, and other mortgage types.
Application Assistance
We will help you to complete the mortgage application, ensuring all necessary documents are in order, and submitting it to the chosen lender on your behalf.
Support throughout the process
From application to completion, our team will provide guidance and support, helping you navigate the complex process of buying your first home.
Ongoing advice
We don’t just provide a one-time service. We can continue to advise you on mortgage-related matters even after you’ve moved in!
Getting on the housing ladder in the UK can be a reality with the right guidance. Watts Mortgage & Wealth Management Ltd in Nantwich would love to be your partner on this journey. Our expertise, personalised approach and extensive lender network make us an ideal choice for you if you’re a first-time buyer.
Contact us today to take your first step towards home ownership. Your dream home may be closer than you think!