Shareholder Protection Insurance Cover

YOUR PROTECTION ENQUIRY

Thank you for choosing to talk to Watts Mortgage & Wealth Management about your life protection cover. As the reigning Moneyfacts UK Protection Advisor of the Year, we are delighted to help with your enquiry.

Before we get started, here are a few things you should know:
- We search the whole of the market to find the best policy for your situation
- No call centres or automated queuing systems. You'll have a dedicated adviser and phone number throughout the advise process and beyond.
- We've been helping clients across the UK for over 25 years, so we're confident we can find a policy to match your individual needs and medical situation.
- Choose to discuss your protection by phone, video call or in person at our offices in Cheshire.

Please complete the enquiry form and one of our advisors will be in touch within 24 hours to arrange a convenient time to talk.

Please note, Moneyfacts.co.uk will receive a payment if you take out a policy via Watts Mortgage & Wealth Management.

We’re currently the UK’s No 1 Protection Advisor of the Year!

Life doesn’t always go to plan so you need to ensure that you have some protection in place to support you when you need it most.

Running a business isn’t easy and your time needs to be spent ensuring your customers are happy. But what happens if you can’t be there?

Getting covered is not always a straightforward process if you have a pre-existing medical condition, or your occupation or hobby is deemed more hazardous than others.

Sue’s story*

Sue is recently divorced and has had to sell the family home. She is living in rented accommodation with her 12 year old daughter. As she is now the only wage earner she is very concerned that if anything should happen to her then they will have a big problem.

She was advised to replace her existing decreasing term life and critical illness plan with more appropriate cover which will provide a safety net until she’s 68 and starts receiving the state pension. We used the AIG low start option here as we were aware that Sue is now working under a tight budget and this gives a big discount to the initial cost. We also advised her about an income protection plan of £1k month, again to age 68, to cover her immediate family needs should she be off work sick for longer than 8 weeks.

We also introduced Sue to a solicitor as, during our talks, we realised her expression of wish for previous pension plans still specified her ex husband. She’s now in the process of amending her will.

*Names changed for privacy

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