PARKINSON’S DISEASE
Life insurance for those suffering from Parkinson’s Disease can be found, but the premiums will vary from one insurer to another, depending upon the severity of the symptoms and other factors. At Watts we have a high level understanding of Parkinson’s, its treatment and impact upon daily life, and how different insurers will underwrite life insurance. Having this level of understanding enables us to find cover where you may previously have been declined, and find the best rates available on the market.
What we need to know
Information that is useful to have to hand when looking at life insurance includes:
- When were you diagnosed with Parkinson’s?
- What medications you take
- What is the impact upon your mobility?
- Are you still able to work?
- Have you had any surgery such as deep brain stimulation?
GET IN TOUCH FOR A QUOTE
We’d love to help you find the right protection for you.
Call us on 01270 620555
Email advice@watts-ifa.com
Richard’s story*
Richard was diagnosed with Parkinson’s at just 43. Now 56 he still has no need for mobility aids although he is no longer able to work full time. He takes a combination of medications every day including apomorphine via a pump and preventative mediation for historic angina. He had no luck applying for cover online and initially we also got multiple providers from the mainstream life market declining his application. We didn’t take no for an answer and after a lot of research we were able to advise Richard which medical evidence to gather so that we could find terms with a specialist impaired life insurer, JUST. A result we were both thrilled with.
*Names changed for privacy
I just wanted to say a big thank you, for all Emma Lowe and Sian Brown’s help with getting our mortgage through to completion.
Mr & Mrs C.
PROTECTION
With advances in medical care more and more people are now surviving illnesses once thought to be fatal.
Protection insurance is designed to help when the things we hope will never happen to us, do!
Protecting your future is important and Income Protection can protect your income and make sure that money is there when you need it most.
This cover can give you the peace of mind of knowing that in the event of redundancy or illness your mortgage payments will be made.
Your home is probably the largest single financial commitment you will make in your lifetime, so protecting it is so important.
You insure your car, your home, and your valuables – isn’t your health the most important asset of your life?
Relevant life insurance is a tax efficient way of a company providing life insurance for its employees, including directors of limited companies.
Directors’ shareholder protection is insurance that is specifically designed to ensure that should one the shareholding directors die or be diagnosed with a terminal illness the remaining shareholders will have access to sufficient capital to buy the deceased’s shares from his/her estate.
Key person insurance helps safeguard a business against the financial effects of the death or critical illness of a key member of staff
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ARRANGE A CALLBACK
Send us an email with your contact details and we’ll arrange for one of our advisers to call you back.
Watts Mortgage & Wealth Management Ltd is directly authorised and regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No 624815 at www.fsa.gov.uk/register/home.do
More information is available on mortgages from the Money Advice Service. www.moneyadviceservice.org.uk
Where you have a complaint or dispute with us and we are unable to resolve it to your satisfaction then we are obliged to offer you access to the Financial Ombudsman Service. Please see the following link for further details www.financial-ombudsman.org.uk
Your property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
For details of our fees for mortgage business please click here.
The FCA does not regulate some forms of mortgages. The FCA does not regulate taxation advice, trust advice and some forms of buy to let mortgages.