FEE STATEMENT

On receiving an enquiry we will discuss with you (over the phone if you prefer), whether we are able to assist with meeting your needs and objectives. We will also discuss how we would be paid for our services should we be instructed to proceed. There is no charge for this preliminary conversation and no obligation on either side.

On receiving an enquiry we will discuss with you (over the phone if you prefer), whether we are able to assist with meeting your needs and objectives. We will also discuss how we would be paid for our services should we be instructed to proceed. There is no charge for this preliminary conversation and no obligation on either side.

There will be a fee for mortgage advice, administration and recommending a suitable mortgage product, of £695 of which £95 is payable when you apply, and we retain the commission from the mortgage lender. The precise amount will depend on your circumstances and mortgage loan amount, and will be discussed and agreed before you make a mortgage application.

If you cancel the Mortgage application once it has been submitted to the lender, we will charge an administration fee of £155.00 in addition to the £95.00 fee paid on application.

The exact amount of commission we will receive is not known to us at this stage. We will confirm the actual amount to you as part of the lending illustration we are required to obtain from the lender.

We will tell you how much the total fee will be in good time before you apply for a mortgage, but you may ask for this information earlier.

You will receive a keyfacts illustration when considering a particular mortgage, which will tell you about any fees relating to that mortgage.

Your home or property may be repossessed if you do not keep up repayments on your mortgage.

MAKE AN ENQUIRY


    I would just like to say what an absolute delight it has been to deal with Ashleigh and Katie from your office. You will be aware that they are dealing with my potential purchase of my new property but both young ladies have been unfailingly polite, responsive and most importantly proactive in every sense since they first made contact with me. I have been kept up to date at every point and they are direct and to the point with every conversation making my busy life easier, we are not quite there yet with the mortgage but the ladies have made the journey very enjoyable, completely down to their professionalism. A team to be very proud of.

    J Oldham

    NEWSLETTER SIGNUP

    MORTGAGE TOOLS

    Calculators to help you plan your mortgage payments and stamp duty rates.

    TESTIMONIALS

    Read what some of our existing clients have to say about our services.

    ARRANGE A CALLBACK

    Send us an email with your contact details and we’ll arrange for one of our advisers to call you back.

    Watts Mortgage & Wealth Management Ltd is directly authorised and regulated by the Financial Conduct Authority.

    We are entered on the Financial Services Register No 624815 at https://register.fca.org.uk/s/

    More information is available on mortgages from the Money Advice Service. www.moneyadviceservice.org.uk

    Where you have a complaint or dispute with us and we are unable to resolve it to your satisfaction then we are obliged to offer you access to the Financial Ombudsman Service. Please see the following link for further details www.financial-ombudsman.org.uk

    Your property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

    You may have to pay an early repayment charge to your existing lender if you remortgage.

    For details of our fees for mortgage business please click here.

    The FCA does not regulate some forms of mortgages. The FCA does not regulate taxation advice, trust advice and some forms of buy to let mortgages.