FEE STATEMENT
On receiving an enquiry we will discuss with you (over the phone if you prefer), whether we are able to assist with meeting your needs and objectives. We will also discuss how we would be paid for our services should we be instructed to proceed. There is no charge for this preliminary conversation and no obligation on either side.
On receiving an enquiry we will discuss with you (over the phone if you prefer), whether we are able to assist with meeting your needs and objectives. We will also discuss how we would be paid for our services should we be instructed to proceed. There is no charge for this preliminary conversation and no obligation on either side.
There will be a fee for mortgage advice, administration and recommending a suitable mortgage product, of £695 of which £95 is payable when you apply, and we retain the commission from the mortgage lender. The precise amount will depend on your circumstances and mortgage loan amount, and will be discussed and agreed before you make a mortgage application.
If you cancel the Mortgage application once it has been submitted to the lender, we will charge an administration fee of £155.00 in addition to the £95.00 fee paid on application.
The exact amount of commission we will receive is not known to us at this stage. We will confirm the actual amount to you as part of the lending illustration we are required to obtain from the lender.
We will tell you how much the total fee will be in good time before you apply for a mortgage, but you may ask for this information earlier.
You will receive a keyfacts illustration when considering a particular mortgage, which will tell you about any fees relating to that mortgage.
Your home or property may be repossessed if you do not keep up repayments on your mortgage.
MAKE AN ENQUIRY
I would just like to say what an absolute delight it has been to deal with Ashleigh and Katie from your office. You will be aware that they are dealing with my potential purchase of my new property but both young ladies have been unfailingly polite, responsive and most importantly proactive in every sense since they first made contact with me. I have been kept up to date at every point and they are direct and to the point with every conversation making my busy life easier, we are not quite there yet with the mortgage but the ladies have made the journey very enjoyable, completely down to their professionalism. A team to be very proud of.
J Oldham
Buying a house is one of the most important and probably the largest investment you may make.
Watts have a comprehensive range of mortgages from across the market and look to get you a great deal when you are looking to move home.
We can search the WHOLE UK MARKET to get quotes from High Street lenders such as Santander, The Woolwich, Nationwide, NatWest and more.
For most people getting their finances in order is an important starting point for their self build project.
Buying a house is one of the most important and probably the largest investment you may make.
For some people, one of the most profitable long-term investments might be purchasing property.
Whether that is some general modernisation or some essential repairs that you need to get done, we have a solution for you.
Buying a house is one of the most important and probably the largest investment you may make.
PROTECTION
With advances in medical care more and more people are now surviving illnesses once thought to be fatal.
Protection insurance is designed to help when the things we hope will never happen to us, do!
Protecting your future is important and Income Protection can protect your income and make sure that money is there when you need it most.
This cover can give you the peace of mind of knowing that in the event of redundancy or illness your mortgage payments will be made.
Your home is probably the largest single financial commitment you will make in your lifetime, so protecting it is so important.
You insure your car, your home, and your valuables – isn’t your health the most important asset of your life?
Relevant life insurance is a tax efficient way of a company providing life insurance for its employees, including directors of limited companies.
Directors’ shareholder protection is insurance that is specifically designed to ensure that should one the shareholding directors die or be diagnosed with a terminal illness the remaining shareholders will have access to sufficient capital to buy the deceased’s shares from his/her estate.
Key person insurance helps safeguard a business against the financial effects of the death or critical illness of a key member of staff
NEWSLETTER SIGNUP
ARRANGE A CALLBACK
Send us an email with your contact details and we’ll arrange for one of our advisers to call you back.
Watts Mortgage & Wealth Management Ltd is directly authorised and regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No 624815 at www.fsa.gov.uk/register/home.do
More information is available on mortgages from the Money Advice Service. www.moneyadviceservice.org.uk
Where you have a complaint or dispute with us and we are unable to resolve it to your satisfaction then we are obliged to offer you access to the Financial Ombudsman Service. Please see the following link for further details www.financial-ombudsman.org.uk
Your property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
You may have to pay an early repayment charge to your existing lender if you remortgage.
For details of our fees for mortgage business please click here.
The FCA does not regulate some forms of mortgages. The FCA does not regulate taxation advice, trust advice and some forms of buy to let mortgages.